Subtext

KeyCorp KEY

SectorFinancials
Transcripts72
Date range2007-07-19 – 2025-04-17
Calls charted72

Sentiment timeline

Net Loughran-McDonald sentiment per call (×1000), earliest → latest.

-17-8+0+8+172007 Q22009 Q32011 Q42014 Q12016 Q22018 Q32020 Q42023 Q12007 Q2 · Overall: +7.02007 Q3 · Overall: -3.42007 Q4 · Overall: -3.42008 Q1 · Overall: -4.52008 Q2 · Overall: -3.52008 Q3 · Overall: -6.72008 Q4 · Overall: -10.52009 Q1 · Overall: -1.32009 Q2 · Overall: +2.52009 Q3 · Overall: -3.42009 Q4 · Overall: +0.12010 Q1 · Overall: +4.92010 Q2 · Overall: +3.92010 Q3 · Overall: +2.12010 Q4 · Overall: +2.12011 Q1 · Overall: +7.72011 Q2 · Overall: +5.12011 Q3 · Overall: +4.42011 Q4 · Overall: +9.62012 Q1 · Overall: +9.52012 Q2 · Overall: +8.42012 Q3 · Overall: +6.62012 Q4 · Overall: +11.32013 Q1 · Overall: +6.12013 Q2 · Overall: +7.12013 Q3 · Overall: +10.52013 Q4 · Overall: +12.62014 Q1 · Overall: +14.22014 Q2 · Overall: +11.52014 Q3 · Overall: +13.72014 Q4 · Overall: +14.52015 Q1 · Overall: +11.72015 Q2 · Overall: +12.52015 Q3 · Overall: +7.82015 Q4 · Overall: +11.92016 Q1 · Overall: +6.32016 Q2 · Overall: +7.32016 Q3 · Overall: +6.92016 Q4 · Overall: +9.82017 Q1 · Overall: +11.52017 Q2 · Overall: +7.62017 Q3 · Overall: +11.22017 Q4 · Overall: +13.62018 Q1 · Overall: +8.22018 Q2 · Overall: +13.62018 Q3 · Overall: +8.42018 Q4 · Overall: +10.52019 Q1 · Overall: +8.52019 Q2 · Overall: +4.82019 Q3 · Overall: +8.42019 Q4 · Overall: +8.52020 Q1 · Overall: -7.42020 Q2 · Overall: -2.32020 Q3 · Overall: +3.92020 Q4 · Overall: +6.32021 Q1 · Overall: +5.02021 Q2 · Overall: +10.12021 Q3 · Overall: +6.42021 Q4 · Overall: +9.52022 Q1 · Overall: -0.52022 Q2 · Overall: +7.72022 Q3 · Overall: +2.02022 Q4 · Overall: +0.82023 Q1 · Overall: +0.52023 Q2 · Overall: +1.62023 Q3 · Overall: +1.32023 Q4 · Overall: +4.52024 Q1 · Overall: -1.92024 Q2 · Overall: +3.22024 Q3 · Overall: +4.62024 Q4 · Overall: +7.22025 Q1 · Overall: +4.6
Overall

CEO vs CFO

Average sentiment of each executive's remarks per call. Divergence is a signal.

-39-20+0+20+392007 Q22009 Q32011 Q42014 Q12016 Q22018 Q32020 Q42023 Q12007 Q2 · CEO: +10.72007 Q3 · CEO: -1.42007 Q4 · CEO: -1.92008 Q1 · CEO: +22.72008 Q2 · CEO: +7.42008 Q3 · CEO: +4.22008 Q4 · CEO: -1.62009 Q1 · CEO: +6.82009 Q2 · CEO: +17.02009 Q3 · CEO: +14.92009 Q4 · CEO: +14.82010 Q1 · CEO: +19.72010 Q2 · CEO: +17.82010 Q4 · CEO: +7.82011 Q1 · CEO: +8.42011 Q2 · CEO: +16.62011 Q3 · CEO: +12.62011 Q4 · CEO: +29.52012 Q1 · CEO: +24.82012 Q2 · CEO: +21.12012 Q3 · CEO: +26.02012 Q4 · CEO: +22.92013 Q1 · CEO: +18.52013 Q2 · CEO: +19.22013 Q3 · CEO: +32.72013 Q4 · CEO: +20.82014 Q1 · CEO: +24.02014 Q2 · CEO: +24.22014 Q3 · CEO: +18.82014 Q4 · CEO: +21.12015 Q1 · CEO: +9.52015 Q2 · CEO: +24.72015 Q3 · CEO: +21.42015 Q4 · CEO: +34.12016 Q1 · CEO: +15.92016 Q2 · CEO: +19.02016 Q3 · CEO: +19.62016 Q4 · CEO: +21.72017 Q1 · CEO: +24.82017 Q2 · CEO: +19.12017 Q3 · CEO: +22.32017 Q4 · CEO: +22.02018 Q1 · CEO: +26.12018 Q2 · CEO: +26.32018 Q3 · CEO: +29.92018 Q4 · CEO: +19.22019 Q1 · CEO: +19.02019 Q2 · CEO: +18.12019 Q3 · CEO: +23.42019 Q4 · CEO: +18.62020 Q1 · CEO: +24.62020 Q2 · CEO: +6.92020 Q3 · CEO: +11.52020 Q4 · CEO: +6.72021 Q1 · CEO: +8.02021 Q2 · CEO: +11.42021 Q4 · CEO: +19.22022 Q1 · CEO: -1.02022 Q2 · CEO: +13.12022 Q3 · CEO: +3.02022 Q4 · CEO: -0.32023 Q1 · CEO: +4.32023 Q2 · CEO: +4.62023 Q3 · CEO: +6.12023 Q4 · CEO: +6.82024 Q1 · CEO: +3.52024 Q2 · CEO: +5.12024 Q3 · CEO: +3.92024 Q4 · CEO: +14.02025 Q1 · CEO: +11.82007 Q2 · CFO: +6.62007 Q3 · CFO: -4.42008 Q1 · CFO: -3.82008 Q2 · CFO: -9.52008 Q3 · CFO: -8.12008 Q4 · CFO: -6.52009 Q1 · CFO: -4.22009 Q2 · CFO: +2.12009 Q3 · CFO: -7.42009 Q4 · CFO: +0.62010 Q1 · CFO: +1.32010 Q2 · CFO: +0.32010 Q3 · CFO: +4.62010 Q4 · CFO: -1.92011 Q1 · CFO: +7.62011 Q2 · CFO: -0.52011 Q3 · CFO: +4.82011 Q4 · CFO: +4.42012 Q1 · CFO: +4.32012 Q2 · CFO: +3.62012 Q3 · CFO: +2.12012 Q4 · CFO: +5.22013 Q1 · CFO: +0.02013 Q2 · CFO: +6.42013 Q3 · CFO: +2.92013 Q4 · CFO: +10.22014 Q1 · CFO: +13.32014 Q2 · CFO: +15.22014 Q3 · CFO: +12.22014 Q4 · CFO: +18.22015 Q1 · CFO: +15.62015 Q2 · CFO: +14.42015 Q3 · CFO: +7.32015 Q4 · CFO: +12.62016 Q1 · CFO: +9.12016 Q2 · CFO: +8.62016 Q3 · CFO: +4.82016 Q4 · CFO: +9.32017 Q1 · CFO: +7.82017 Q2 · CFO: +9.02017 Q3 · CFO: +9.82017 Q4 · CFO: +10.42018 Q1 · CFO: +8.72018 Q2 · CFO: +12.82018 Q3 · CFO: +6.22018 Q4 · CFO: +12.12019 Q1 · CFO: +8.12019 Q2 · CFO: +6.12019 Q3 · CFO: +1.92019 Q4 · CFO: +2.32020 Q1 · CFO: -6.92020 Q2 · CFO: -1.42020 Q3 · CFO: +1.32020 Q4 · CFO: +11.42021 Q1 · CFO: +10.82021 Q2 · CFO: +9.52021 Q4 · CFO: +6.32022 Q1 · CFO: +6.52022 Q2 · CFO: +10.02022 Q3 · CFO: +2.12022 Q4 · CFO: +1.92023 Q1 · CFO: -1.82023 Q2 · CFO: +2.22023 Q3 · CFO: -0.52023 Q4 · CFO: +4.22024 Q1 · CFO: -2.72024 Q2 · CFO: +1.32024 Q3 · CFO: +7.82024 Q4 · CFO: +8.02025 Q1 · CFO: +2.6
CEOCFO

Prepared remarks vs Q&A

Scripted tone vs unscripted answers. The gap is information.

-33-16+0+16+332007 Q22009 Q32011 Q42014 Q12016 Q22018 Q32020 Q42023 Q12007 Q2 · Prepared remarks: +4.52007 Q3 · Prepared remarks: -3.52007 Q4 · Prepared remarks: -0.72008 Q1 · Prepared remarks: -3.22008 Q2 · Prepared remarks: -3.82008 Q3 · Prepared remarks: -4.12008 Q4 · Prepared remarks: -6.12009 Q1 · Prepared remarks: -1.42009 Q2 · Prepared remarks: +7.52009 Q3 · Prepared remarks: -2.72009 Q4 · Prepared remarks: +14.02010 Q1 · Prepared remarks: +8.62010 Q2 · Prepared remarks: +4.02010 Q3 · Prepared remarks: +12.72010 Q4 · Prepared remarks: +6.52011 Q1 · Prepared remarks: +11.72011 Q2 · Prepared remarks: +3.22011 Q3 · Prepared remarks: +10.92011 Q4 · Prepared remarks: +18.02012 Q1 · Prepared remarks: +10.42012 Q2 · Prepared remarks: +8.72012 Q3 · Prepared remarks: +12.22012 Q4 · Prepared remarks: +14.42013 Q1 · Prepared remarks: +6.82013 Q2 · Prepared remarks: +13.52013 Q3 · Prepared remarks: +12.62013 Q4 · Prepared remarks: +15.42014 Q1 · Prepared remarks: +24.62014 Q2 · Prepared remarks: +25.62014 Q3 · Prepared remarks: +20.12014 Q4 · Prepared remarks: +28.62015 Q1 · Prepared remarks: +10.32015 Q2 · Prepared remarks: +24.22015 Q3 · Prepared remarks: +8.22015 Q4 · Prepared remarks: +21.82016 Q1 · Prepared remarks: +12.42016 Q2 · Prepared remarks: +13.42016 Q3 · Prepared remarks: +10.92016 Q4 · Prepared remarks: +13.02017 Q1 · Prepared remarks: +15.62017 Q2 · Prepared remarks: +15.72017 Q3 · Prepared remarks: +12.72017 Q4 · Prepared remarks: +13.82018 Q1 · Prepared remarks: +15.52018 Q2 · Prepared remarks: +18.62018 Q3 · Prepared remarks: +22.72018 Q4 · Prepared remarks: +21.12019 Q1 · Prepared remarks: +11.42019 Q2 · Prepared remarks: +12.12019 Q3 · Prepared remarks: +2.92019 Q4 · Prepared remarks: +7.42020 Q1 · Prepared remarks: -1.32020 Q2 · Prepared remarks: +8.52020 Q3 · Prepared remarks: +10.22020 Q4 · Prepared remarks: +10.02021 Q1 · Prepared remarks: +23.82021 Q2 · Prepared remarks: +15.52021 Q3 · Prepared remarks: +10.52021 Q4 · Prepared remarks: +18.82022 Q1 · Prepared remarks: +0.02022 Q2 · Prepared remarks: +18.92022 Q3 · Prepared remarks: +6.02022 Q4 · Prepared remarks: +4.52023 Q1 · Prepared remarks: +3.12023 Q2 · Prepared remarks: +7.82023 Q3 · Prepared remarks: +11.22023 Q4 · Prepared remarks: +11.02024 Q1 · Prepared remarks: -1.02024 Q2 · Prepared remarks: +8.92024 Q3 · Prepared remarks: +5.22024 Q4 · Prepared remarks: +12.22025 Q1 · Prepared remarks: +11.42007 Q2 · Q&A responses: +12.42007 Q3 · Q&A responses: -0.62007 Q4 · Q&A responses: -6.72008 Q1 · Q&A responses: -3.72008 Q2 · Q&A responses: -1.92008 Q3 · Q&A responses: -6.42008 Q4 · Q&A responses: -8.22009 Q2 · Q&A responses: +4.72009 Q3 · Q&A responses: -2.32009 Q4 · Q&A responses: -1.52010 Q1 · Q&A responses: +6.82010 Q3 · Q&A responses: +0.02010 Q4 · Q&A responses: -4.32011 Q1 · Q&A responses: +6.92011 Q2 · Q&A responses: +10.02011 Q3 · Q&A responses: +3.12011 Q4 · Q&A responses: +6.32012 Q1 · Q&A responses: +11.22012 Q3 · Q&A responses: +6.72012 Q4 · Q&A responses: +13.92013 Q1 · Q&A responses: +8.12013 Q2 · Q&A responses: +7.62013 Q3 · Q&A responses: +8.72013 Q4 · Q&A responses: +11.62014 Q1 · Q&A responses: +13.02014 Q2 · Q&A responses: +8.42014 Q3 · Q&A responses: +12.22014 Q4 · Q&A responses: +12.22015 Q1 · Q&A responses: +13.32015 Q2 · Q&A responses: +10.32015 Q3 · Q&A responses: +9.42015 Q4 · Q&A responses: +5.72016 Q1 · Q&A responses: +9.12016 Q2 · Q&A responses: +5.72016 Q3 · Q&A responses: +6.62016 Q4 · Q&A responses: +11.22017 Q1 · Q&A responses: +11.12017 Q2 · Q&A responses: +6.42017 Q3 · Q&A responses: +12.22018 Q1 · Q&A responses: +8.72018 Q2 · Q&A responses: +14.52018 Q3 · Q&A responses: +6.62018 Q4 · Q&A responses: +8.12019 Q1 · Q&A responses: +5.42019 Q2 · Q&A responses: +5.22019 Q3 · Q&A responses: +13.22019 Q4 · Q&A responses: +12.62020 Q1 · Q&A responses: -7.02020 Q2 · Q&A responses: -3.62020 Q3 · Q&A responses: +2.02020 Q4 · Q&A responses: +5.82021 Q1 · Q&A responses: +8.42021 Q2 · Q&A responses: +6.42021 Q3 · Q&A responses: +1.82021 Q4 · Q&A responses: +6.92022 Q1 · Q&A responses: +4.22022 Q2 · Q&A responses: +3.02022 Q3 · Q&A responses: +1.32022 Q4 · Q&A responses: -1.82023 Q1 · Q&A responses: -1.02023 Q2 · Q&A responses: -0.62023 Q3 · Q&A responses: -4.52023 Q4 · Q&A responses: +1.02024 Q1 · Q&A responses: +0.72024 Q2 · Q&A responses: +0.32024 Q3 · Q&A responses: +5.92024 Q4 · Q&A responses: +9.02025 Q1 · Q&A responses: +2.8
Prepared remarksQ&A responses

Tone vs forward expectations

Management tone next to Wall Street's forward-looking numbers (glopardo): the 12-month forward EPS estimate and the forward P/E per call.

Forward EPS estimate

$0.88$1.67$2.452007 Q22009 Q32011 Q42014 Q12016 Q22018 Q32020 Q42023 Q12014 Q1: $1.052014 Q2: $1.092014 Q3: $1.112014 Q4: $1.112015 Q1: $1.162015 Q2: $1.192015 Q3: $1.212015 Q4: $1.142016 Q1: $1.192016 Q2: $1.202016 Q3: $1.202016 Q4: $1.302017 Q1: $1.362017 Q2: $1.462017 Q3: $1.502017 Q4: $1.512018 Q1: $1.722018 Q2: $1.792018 Q3: $1.872018 Q4: $1.912019 Q1: $1.882019 Q2: $1.862019 Q3: $1.852019 Q4: $1.882020 Q1: $1.862020 Q2: $0.992020 Q3: $1.162020 Q4: $1.392021 Q1: $1.822021 Q2: $2.072021 Q3: $2.072021 Q4: $2.022022 Q1: $2.232022 Q2: $2.332022 Q3: $2.352022 Q4: $2.282023 Q1: $2.042023 Q2: $1.602023 Q3: $1.282023 Q4: $1.292024 Q1: $1.302024 Q2: $1.392024 Q3: $1.432024 Q4: $1.57

Forward P/E

3.619.1614.722007 Q22009 Q32011 Q42014 Q12016 Q22018 Q32020 Q42023 Q12014 Q1: 13.562014 Q2: 13.042014 Q3: 12.552014 Q4: 12.102015 Q1: 12.532015 Q2: 12.872015 Q3: 11.432015 Q4: 11.732016 Q1: 9.252016 Q2: 9.722016 Q3: 10.232016 Q4: 13.952017 Q1: 13.452017 Q2: 12.922017 Q3: 11.892017 Q4: 13.052018 Q1: 12.162018 Q2: 11.552018 Q3: 10.802018 Q4: 7.542019 Q1: 9.212019 Q2: 9.092019 Q3: 9.842019 Q4: 10.802020 Q1: 4.382020 Q2: 13.622020 Q3: 10.932020 Q4: 11.342021 Q1: 11.182021 Q2: 10.562021 Q3: 10.162021 Q4: 11.442022 Q1: 10.902022 Q2: 7.602022 Q3: 7.522022 Q4: 7.502023 Q1: 5.752023 Q2: 6.192023 Q3: 8.892023 Q4: 10.822024 Q1: 11.442024 Q2: 9.772024 Q3: 11.602024 Q4: 10.80

Divergence watch ⚑

Quarters where tone and the forward EPS estimate moved opposite ways.

  • 2014 Q2 tone ↓ -2.7 fwd EPS ↑ +0.05 Tone cooled even as the forward EPS estimate rose.
  • 2015 Q1 tone ↓ -2.8 fwd EPS ↑ +0.04 Tone cooled even as the forward EPS estimate rose.
  • 2015 Q3 tone ↓ -4.8 fwd EPS ↑ +0.02 Tone cooled even as the forward EPS estimate rose.
  • 2015 Q4 tone ↑ +4.1 fwd EPS ↓ -0.07 Tone rose while the forward EPS estimate was cut.
  • 2016 Q1 tone ↓ -5.6 fwd EPS ↑ +0.05 Tone cooled even as the forward EPS estimate rose.
  • 2017 Q2 tone ↓ -4.0 fwd EPS ↑ +0.09 Tone cooled even as the forward EPS estimate rose.
  • 2018 Q1 tone ↓ -5.3 fwd EPS ↑ +0.21 Tone cooled even as the forward EPS estimate rose.
  • 2018 Q3 tone ↓ -5.2 fwd EPS ↑ +0.08 Tone cooled even as the forward EPS estimate rose.
  • 2020 Q2 tone ↑ +5.1 fwd EPS ↓ -0.87 Tone rose while the forward EPS estimate was cut.
  • 2021 Q4 tone ↑ +3.1 fwd EPS ↓ -0.05 Tone rose while the forward EPS estimate was cut.
  • 2022 Q1 tone ↓ -10.0 fwd EPS ↑ +0.21 Tone cooled even as the forward EPS estimate rose.
  • 2024 Q1 tone ↓ -6.4 fwd EPS ↑ +0.01 Tone cooled even as the forward EPS estimate rose.

Recent transcripts

CallDateSentiment ×1000Fwd EPSFwd P/E
2025 Q12025-04-17+4.6——View →
2024 Q42025-01-21+7.2$1.5710.8View →
2024 Q32024-10-17+4.6$1.4311.6View →
2024 Q22024-07-18+3.2$1.399.8View →
2024 Q12024-04-18-1.9$1.3011.4View →
2023 Q42024-01-18+4.5$1.2910.8View →
2023 Q32023-10-19+1.3$1.288.9View →
2023 Q22023-07-20+1.6$1.606.2View →