Subtext

Globe Life Inc. GL

SectorFinancials
Transcripts69
Date range2008-02-07 – 2025-05-01
Calls charted69

Sentiment timeline

Net Loughran-McDonald sentiment per call (×1000), earliest → latest.

-18-9+0+9+182007 Q42010 Q12012 Q32014 Q42017 Q12019 Q22021 Q32023 Q42007 Q4 · Overall: -4.42008 Q1 · Overall: +1.02008 Q2 · Overall: -6.92008 Q3 · Overall: -10.22008 Q4 · Overall: -8.72009 Q1 · Overall: -15.82009 Q2 · Overall: -10.12009 Q3 · Overall: -4.02009 Q4 · Overall: -1.02010 Q1 · Overall: +0.32010 Q3 · Overall: +3.42010 Q4 · Overall: -1.32011 Q1 · Overall: +1.52011 Q2 · Overall: -0.42011 Q3 · Overall: -1.32011 Q4 · Overall: +0.02012 Q1 · Overall: +5.52012 Q2 · Overall: -6.52012 Q3 · Overall: +1.52012 Q4 · Overall: +2.02013 Q1 · Overall: +1.42013 Q2 · Overall: +4.32013 Q3 · Overall: -1.82013 Q4 · Overall: +2.62014 Q1 · Overall: -1.92014 Q2 · Overall: +2.32014 Q3 · Overall: -6.92014 Q4 · Overall: -2.62015 Q1 · Overall: +0.62015 Q2 · Overall: -7.52015 Q3 · Overall: -5.92015 Q4 · Overall: -7.42016 Q1 · Overall: -9.02016 Q2 · Overall: -7.12016 Q3 · Overall: -3.12016 Q4 · Overall: -3.52017 Q1 · Overall: +3.72017 Q2 · Overall: +1.62017 Q3 · Overall: +0.52017 Q4 · Overall: +0.72018 Q1 · Overall: -2.52018 Q2 · Overall: +3.42018 Q3 · Overall: -2.92018 Q4 · Overall: -5.02019 Q1 · Overall: +4.02019 Q2 · Overall: +6.22019 Q3 · Overall: +2.92019 Q4 · Overall: +3.82020 Q1 · Overall: -10.22020 Q2 · Overall: -3.82020 Q3 · Overall: -11.12020 Q4 · Overall: -3.22021 Q1 · Overall: -6.42021 Q2 · Overall: +1.82021 Q3 · Overall: -8.52021 Q4 · Overall: -7.32022 Q1 · Overall: -3.32022 Q2 · Overall: -4.12022 Q3 · Overall: +0.52022 Q4 · Overall: +0.52023 Q1 · Overall: -5.32023 Q2 · Overall: +1.52023 Q3 · Overall: +3.62023 Q4 · Overall: +2.32024 Q1 · Overall: -7.72024 Q2 · Overall: -2.02024 Q3 · Overall: +3.12024 Q4 · Overall: +5.72025 Q1 · Overall: -1.0
Overall

CEO vs CFO

Average sentiment of each executive's remarks per call. Divergence is a signal.

-17-9+0+9+172007 Q42010 Q12012 Q32014 Q42017 Q12019 Q22021 Q32023 Q42008 Q1 · CEO: -0.82008 Q2 · CEO: -3.32008 Q3 · CEO: -3.02008 Q4 · CEO: -12.22009 Q1 · CEO: -12.52009 Q2 · CEO: -3.62009 Q3 · CEO: +1.82009 Q4 · CEO: +7.12010 Q1 · CEO: +7.32010 Q3 · CEO: +6.62010 Q4 · CEO: -2.22011 Q1 · CEO: +5.72011 Q2 · CEO: +0.72011 Q3 · CEO: +2.72011 Q4 · CEO: -0.32012 Q1 · CEO: +10.32012 Q3 · CEO: +0.02012 Q4 · CEO: -0.42013 Q1 · CEO: +0.82013 Q2 · CEO: +4.22013 Q3 · CEO: +2.42013 Q4 · CEO: +5.62014 Q1 · CEO: -0.22014 Q2 · CEO: +6.92014 Q3 · CEO: -5.62014 Q4 · CEO: -2.32015 Q1 · CEO: +2.22015 Q2 · CEO: -3.62015 Q3 · CEO: -2.72015 Q4 · CEO: -7.82016 Q1 · CEO: -11.82016 Q2 · CEO: -12.22016 Q3 · CEO: -0.32016 Q4 · CEO: -2.52017 Q1 · CEO: +8.32017 Q2 · CEO: +2.12017 Q3 · CEO: -2.02017 Q4 · CEO: -0.42018 Q1 · CEO: +0.92018 Q2 · CEO: +5.42018 Q3 · CEO: +0.02018 Q4 · CEO: -1.12019 Q1 · CEO: +2.32019 Q2 · CEO: +6.22019 Q3 · CEO: +5.12019 Q4 · CEO: +5.12020 Q1 · CEO: -11.52020 Q2 · CEO: +1.52020 Q3 · CEO: -6.12020 Q4 · CEO: +3.82021 Q1 · CEO: +0.02021 Q2 · CEO: +3.42021 Q3 · CEO: +1.02021 Q4 · CEO: -4.52022 Q1 · CEO: +2.02022 Q2 · CEO: +0.32022 Q3 · CEO: +2.32022 Q4 · CEO: +6.62023 Q1 · CEO: -1.82023 Q2 · CEO: +6.42023 Q3 · CEO: +4.82023 Q4 · CEO: -1.12024 Q1 · CEO: -9.82024 Q2 · CEO: -9.72024 Q3 · CEO: +3.02024 Q4 · CEO: +10.32025 Q1 · CEO: +0.02007 Q4 · CFO: +0.02008 Q1 · CFO: +6.12008 Q2 · CFO: -6.32008 Q3 · CFO: -10.52008 Q4 · CFO: -7.22009 Q1 · CFO: -14.22009 Q2 · CFO: -14.52009 Q3 · CFO: -6.52009 Q4 · CFO: -1.62010 Q1 · CFO: -6.82010 Q3 · CFO: +1.22010 Q4 · CFO: +3.32011 Q1 · CFO: +2.92011 Q2 · CFO: -0.72011 Q3 · CFO: -7.22011 Q4 · CFO: +2.72012 Q1 · CFO: +4.02012 Q2 · CFO: -10.52012 Q3 · CFO: +3.02012 Q4 · CFO: +0.02013 Q1 · CFO: +8.02013 Q2 · CFO: +3.42013 Q3 · CFO: +2.42013 Q4 · CFO: +7.12014 Q1 · CFO: +4.32014 Q2 · CFO: +3.12014 Q3 · CFO: -10.42014 Q4 · CFO: +2.02015 Q1 · CFO: -1.32015 Q2 · CFO: -6.02015 Q3 · CFO: -3.82015 Q4 · CFO: -0.92016 Q1 · CFO: -4.82016 Q2 · CFO: -4.22016 Q3 · CFO: -5.32016 Q4 · CFO: -2.32017 Q1 · CFO: -2.92017 Q2 · CFO: +3.32017 Q3 · CFO: +3.72017 Q4 · CFO: +3.62018 Q1 · CFO: -0.72018 Q2 · CFO: +4.92018 Q3 · CFO: +1.62018 Q4 · CFO: -5.92019 Q2 · CFO: +15.02019 Q3 · CFO: +4.02019 Q4 · CFO: +6.22020 Q1 · CFO: -7.12020 Q2 · CFO: -10.82020 Q3 · CFO: -14.92020 Q4 · CFO: -6.82021 Q1 · CFO: -7.42021 Q2 · CFO: +2.42021 Q3 · CFO: -12.82021 Q4 · CFO: -7.92022 Q1 · CFO: -11.22022 Q2 · CFO: -3.92022 Q3 · CFO: +1.52022 Q4 · CFO: -5.22023 Q1 · CFO: -11.22023 Q2 · CFO: -5.52023 Q3 · CFO: +10.12023 Q4 · CFO: +7.42024 Q1 · CFO: +5.12024 Q2 · CFO: +14.22024 Q3 · CFO: +10.02024 Q4 · CFO: +6.32025 Q1 · CFO: +2.4
CEOCFO

Prepared remarks vs Q&A

Scripted tone vs unscripted answers. The gap is information.

-17-9+0+9+172007 Q42010 Q12012 Q32014 Q42017 Q12019 Q22021 Q32023 Q42007 Q4 · Prepared remarks: +0.72008 Q1 · Prepared remarks: -3.12008 Q2 · Prepared remarks: -8.12008 Q3 · Prepared remarks: -2.72008 Q4 · Prepared remarks: -6.42009 Q1 · Prepared remarks: -12.22009 Q2 · Prepared remarks: -14.82009 Q3 · Prepared remarks: -6.42009 Q4 · Prepared remarks: -2.22010 Q1 · Prepared remarks: -5.02010 Q3 · Prepared remarks: +0.02010 Q4 · Prepared remarks: -1.42011 Q1 · Prepared remarks: +1.52011 Q2 · Prepared remarks: +3.62011 Q3 · Prepared remarks: -0.92011 Q4 · Prepared remarks: +2.02012 Q1 · Prepared remarks: +6.52012 Q2 · Prepared remarks: +8.42012 Q3 · Prepared remarks: +1.72012 Q4 · Prepared remarks: +0.02013 Q1 · Prepared remarks: +2.02013 Q2 · Prepared remarks: +1.22013 Q3 · Prepared remarks: +0.52013 Q4 · Prepared remarks: +0.02014 Q1 · Prepared remarks: +3.52014 Q2 · Prepared remarks: +0.62014 Q3 · Prepared remarks: -10.02014 Q4 · Prepared remarks: -4.72015 Q1 · Prepared remarks: -3.82015 Q2 · Prepared remarks: -6.12015 Q3 · Prepared remarks: -3.22015 Q4 · Prepared remarks: -10.32016 Q1 · Prepared remarks: -12.32016 Q2 · Prepared remarks: -11.12016 Q3 · Prepared remarks: -4.82016 Q4 · Prepared remarks: -1.72017 Q1 · Prepared remarks: +1.52017 Q2 · Prepared remarks: +1.12017 Q3 · Prepared remarks: +0.82017 Q4 · Prepared remarks: +0.72018 Q1 · Prepared remarks: +0.02018 Q2 · Prepared remarks: +4.52018 Q3 · Prepared remarks: +4.72018 Q4 · Prepared remarks: -2.82019 Q1 · Prepared remarks: +4.82019 Q2 · Prepared remarks: +9.12019 Q3 · Prepared remarks: +2.12019 Q4 · Prepared remarks: +3.52020 Q1 · Prepared remarks: -9.42020 Q2 · Prepared remarks: -7.52020 Q3 · Prepared remarks: -9.92020 Q4 · Prepared remarks: -3.22021 Q1 · Prepared remarks: -5.42021 Q2 · Prepared remarks: +3.62021 Q3 · Prepared remarks: -8.82021 Q4 · Prepared remarks: -7.42022 Q1 · Prepared remarks: -3.62022 Q2 · Prepared remarks: -3.82022 Q3 · Prepared remarks: +1.72022 Q4 · Prepared remarks: +0.52023 Q1 · Prepared remarks: -3.92023 Q2 · Prepared remarks: -4.82023 Q3 · Prepared remarks: +6.22023 Q4 · Prepared remarks: -3.32024 Q1 · Prepared remarks: -14.82024 Q2 · Prepared remarks: -2.42024 Q3 · Prepared remarks: +4.32024 Q4 · Prepared remarks: +4.72025 Q1 · Prepared remarks: +2.62007 Q4 · Q&A responses: -8.12008 Q1 · Q&A responses: +4.02008 Q2 · Q&A responses: -2.32008 Q3 · Q&A responses: -12.32008 Q4 · Q&A responses: -10.12009 Q1 · Q&A responses: -14.92009 Q2 · Q&A responses: -5.02009 Q3 · Q&A responses: -2.72009 Q4 · Q&A responses: +3.72010 Q1 · Q&A responses: +4.02010 Q3 · Q&A responses: +5.02010 Q4 · Q&A responses: +0.82011 Q1 · Q&A responses: +5.12011 Q2 · Q&A responses: -1.62011 Q3 · Q&A responses: +0.22011 Q4 · Q&A responses: -0.22012 Q1 · Q&A responses: +7.32012 Q2 · Q&A responses: -5.72012 Q4 · Q&A responses: +3.12013 Q1 · Q&A responses: +2.82013 Q2 · Q&A responses: +5.72013 Q3 · Q&A responses: +4.72013 Q4 · Q&A responses: +10.12014 Q1 · Q&A responses: -3.22014 Q2 · Q&A responses: +6.02014 Q3 · Q&A responses: -5.92014 Q4 · Q&A responses: +2.42015 Q1 · Q&A responses: +3.42015 Q2 · Q&A responses: -5.02015 Q3 · Q&A responses: -1.62015 Q4 · Q&A responses: -2.92016 Q1 · Q&A responses: -1.92016 Q2 · Q&A responses: -2.02016 Q3 · Q&A responses: +0.42016 Q4 · Q&A responses: -6.12017 Q1 · Q&A responses: +9.72017 Q2 · Q&A responses: +5.42018 Q1 · Q&A responses: -1.82018 Q2 · Q&A responses: +6.12018 Q3 · Q&A responses: -3.22018 Q4 · Q&A responses: -4.52019 Q1 · Q&A responses: +3.72019 Q2 · Q&A responses: +5.52019 Q3 · Q&A responses: +7.12019 Q4 · Q&A responses: +7.52020 Q1 · Q&A responses: -9.22020 Q2 · Q&A responses: +3.12020 Q3 · Q&A responses: -10.82020 Q4 · Q&A responses: +0.02021 Q1 · Q&A responses: -3.32021 Q2 · Q&A responses: +2.52021 Q3 · Q&A responses: -6.52021 Q4 · Q&A responses: -2.32022 Q1 · Q&A responses: -0.32022 Q2 · Q&A responses: -0.62022 Q3 · Q&A responses: +3.32022 Q4 · Q&A responses: +2.92023 Q1 · Q&A responses: -6.22023 Q2 · Q&A responses: +13.12023 Q3 · Q&A responses: +4.72023 Q4 · Q&A responses: +7.12024 Q1 · Q&A responses: +3.82024 Q2 · Q&A responses: +0.72024 Q3 · Q&A responses: +6.42024 Q4 · Q&A responses: +11.72025 Q1 · Q&A responses: -0.6
Prepared remarksQ&A responses

Tone vs forward expectations

Management tone next to Wall Street's forward-looking numbers (glopardo): the 12-month forward EPS estimate and the forward P/E per call.

Forward EPS estimate

$3.55$8.57$13.602007 Q42010 Q12012 Q32014 Q42017 Q12019 Q22021 Q32023 Q42014 Q1: $4.242014 Q2: $4.332014 Q3: $4.392014 Q4: $4.362015 Q1: $4.412015 Q2: $4.492015 Q3: $4.532015 Q4: $4.442016 Q1: $4.472016 Q2: $4.582016 Q3: $4.652016 Q4: $4.712017 Q1: $4.772017 Q2: $4.872017 Q3: $5.002017 Q4: $5.142018 Q1: $6.162018 Q2: $6.272018 Q3: $6.422018 Q4: $6.602019 Q1: $6.722019 Q2: $6.922019 Q3: $7.072019 Q4: $7.192020 Q1: $7.242020 Q2: $7.082020 Q3: $7.312020 Q4: $7.582021 Q1: $7.592021 Q2: $7.792021 Q3: $8.172021 Q4: $8.262022 Q1: $8.442022 Q2: $8.592022 Q3: $8.952022 Q4: $9.492023 Q1: $10.582023 Q2: $10.822023 Q3: $11.122023 Q4: $11.452024 Q1: $11.822024 Q2: $12.292024 Q3: $12.90

Forward P/E

5.6711.9618.252007 Q42010 Q12012 Q32014 Q42017 Q12019 Q22021 Q32023 Q42014 Q1: 12.362014 Q2: 12.692014 Q3: 12.192014 Q4: 12.162015 Q1: 12.532015 Q2: 13.012015 Q3: 12.932015 Q4: 13.122016 Q1: 12.312016 Q2: 12.942016 Q3: 13.852016 Q4: 15.592017 Q1: 16.482017 Q2: 15.802017 Q3: 15.442017 Q4: 17.382018 Q1: 13.842018 Q2: 13.452018 Q3: 13.572018 Q4: 11.282019 Q1: 12.292019 Q2: 12.812019 Q3: 13.432019 Q4: 14.752020 Q1: 9.262020 Q2: 10.792020 Q3: 11.472020 Q4: 12.342021 Q1: 13.242021 Q2: 13.232021 Q3: 11.292021 Q4: 11.172022 Q1: 11.792022 Q2: 10.862022 Q3: 11.302022 Q4: 12.442023 Q1: 10.172023 Q2: 9.882023 Q3: 9.882023 Q4: 10.822024 Q1: 10.072024 Q2: 6.542024 Q3: 8.27

Divergence watch ⚑

Quarters where tone and the forward EPS estimate moved opposite ways.

  • 2014 Q3 tone ↓ -9.1 fwd EPS ↑ +0.06 Tone cooled even as the forward EPS estimate rose.
  • 2015 Q2 tone ↓ -8.2 fwd EPS ↑ +0.08 Tone cooled even as the forward EPS estimate rose.
  • 2017 Q2 tone ↓ -2.1 fwd EPS ↑ +0.10 Tone cooled even as the forward EPS estimate rose.
  • 2018 Q1 tone ↓ -3.1 fwd EPS ↑ +1.02 Tone cooled even as the forward EPS estimate rose.
  • 2018 Q3 tone ↓ -6.3 fwd EPS ↑ +0.16 Tone cooled even as the forward EPS estimate rose.
  • 2018 Q4 tone ↓ -2.1 fwd EPS ↑ +0.17 Tone cooled even as the forward EPS estimate rose.
  • 2019 Q3 tone ↓ -3.3 fwd EPS ↑ +0.15 Tone cooled even as the forward EPS estimate rose.
  • 2020 Q2 tone ↑ +6.4 fwd EPS ↓ -0.16 Tone rose while the forward EPS estimate was cut.
  • 2020 Q3 tone ↓ -7.3 fwd EPS ↑ +0.22 Tone cooled even as the forward EPS estimate rose.
  • 2021 Q3 tone ↓ -10.4 fwd EPS ↑ +0.38 Tone cooled even as the forward EPS estimate rose.
  • 2023 Q1 tone ↓ -5.8 fwd EPS ↑ +1.09 Tone cooled even as the forward EPS estimate rose.
  • 2024 Q1 tone ↓ -10.0 fwd EPS ↑ +0.37 Tone cooled even as the forward EPS estimate rose.

Recent transcripts

CallDateSentiment ×1000Fwd EPSFwd P/E
2025 Q12025-05-01-1.0——View →
2024 Q42025-02-06+5.7——View →
2024 Q32024-10-24+3.1$12.908.3View →
2024 Q22024-07-25-2.0$12.296.5View →
2024 Q12024-04-23-7.7$11.8210.1View →
2023 Q42024-02-08+2.3$11.4510.8View →
2023 Q32023-10-26+3.6$11.129.9View →
2023 Q22023-07-27+1.5$10.829.9View →