Subtext

Everest Group, Ltd. EG

SectorFinancials
Transcripts33
Date range2017-04-25 – 2025-05-01
Calls charted33

Sentiment timeline

Net Loughran-McDonald sentiment per call (×1000), earliest → latest.

-19-9+0+9+192017 Q12018 Q22019 Q32020 Q42022 Q12023 Q22024 Q32017 Q1 · Overall: +8.12017 Q2 · Overall: +7.22017 Q3 · Overall: -6.52017 Q4 · Overall: +2.32018 Q1 · Overall: +6.32018 Q2 · Overall: -1.42018 Q3 · Overall: -4.22018 Q4 · Overall: +0.12019 Q1 · Overall: +4.32019 Q2 · Overall: +2.02019 Q3 · Overall: +4.82019 Q4 · Overall: +5.62020 Q1 · Overall: -10.12020 Q2 · Overall: +2.42020 Q3 · Overall: +9.92020 Q4 · Overall: +7.52021 Q1 · Overall: +11.92021 Q2 · Overall: +12.62021 Q3 · Overall: +3.22021 Q4 · Overall: +16.22022 Q1 · Overall: +1.32022 Q2 · Overall: +7.92022 Q3 · Overall: +1.12022 Q4 · Overall: +15.42023 Q1 · Overall: +13.22023 Q2 · Overall: +7.02023 Q3 · Overall: +8.42023 Q4 · Overall: +10.22024 Q1 · Overall: -3.72024 Q2 · Overall: +6.92024 Q3 · Overall: +0.22024 Q4 · Overall: -5.52025 Q1 · Overall: -5.6
Overall

CEO vs CFO

Average sentiment of each executive's remarks per call. Divergence is a signal.

-41-21+0+21+412017 Q12018 Q22019 Q32020 Q42022 Q12023 Q22024 Q32017 Q1 · CEO: +9.12017 Q2 · CEO: +9.62017 Q3 · CEO: -6.32017 Q4 · CEO: +9.22018 Q1 · CEO: +10.52018 Q2 · CEO: +4.62018 Q3 · CEO: +0.42018 Q4 · CEO: +7.12019 Q1 · CEO: +11.22019 Q2 · CEO: +8.42019 Q3 · CEO: +7.62019 Q4 · CEO: +15.32020 Q1 · CEO: -6.12020 Q2 · CEO: +9.62020 Q3 · CEO: +15.72020 Q4 · CEO: +19.22021 Q1 · CEO: +26.12021 Q2 · CEO: +26.02021 Q3 · CEO: +10.82021 Q4 · CEO: +24.52022 Q1 · CEO: +7.92022 Q2 · CEO: +17.42022 Q3 · CEO: +11.72022 Q4 · CEO: +35.72023 Q1 · CEO: +24.92023 Q2 · CEO: +20.12023 Q3 · CEO: +24.52023 Q4 · CEO: +21.52024 Q1 · CEO: +12.42024 Q2 · CEO: +20.32024 Q3 · CEO: +2.72024 Q4 · CEO: -3.92025 Q1 · CEO: -2.02017 Q1 · CFO: +4.92017 Q2 · CFO: -17.72017 Q3 · CFO: -28.42017 Q4 · CFO: -14.52018 Q1 · CFO: -21.52018 Q2 · CFO: -23.92018 Q3 · CFO: -18.62018 Q4 · CFO: -17.32019 Q1 · CFO: -11.02019 Q2 · CFO: -7.82019 Q3 · CFO: -4.82019 Q4 · CFO: -16.72020 Q1 · CFO: -11.42020 Q2 · CFO: -10.02020 Q3 · CFO: +6.32020 Q4 · CFO: +6.62021 Q1 · CFO: +9.12021 Q2 · CFO: +3.42021 Q3 · CFO: -0.92021 Q4 · CFO: +15.32022 Q1 · CFO: +6.22022 Q2 · CFO: +12.22022 Q3 · CFO: +2.22022 Q4 · CFO: +15.02023 Q1 · CFO: +15.82023 Q2 · CFO: +9.62023 Q3 · CFO: +7.52023 Q4 · CFO: +18.32024 Q1 · CFO: +22.12024 Q2 · CFO: +8.72024 Q3 · CFO: +3.32024 Q4 · CFO: -0.42025 Q1 · CFO: -5.1
CEOCFO

Prepared remarks vs Q&A

Scripted tone vs unscripted answers. The gap is information.

-38-19+0+19+382017 Q12018 Q22019 Q32020 Q42022 Q12023 Q22024 Q32017 Q1 · Prepared remarks: +13.92017 Q2 · Prepared remarks: +11.62017 Q3 · Prepared remarks: -8.12017 Q4 · Prepared remarks: +12.12018 Q1 · Prepared remarks: +5.82018 Q2 · Prepared remarks: +3.52018 Q3 · Prepared remarks: -2.42018 Q4 · Prepared remarks: +14.12019 Q1 · Prepared remarks: +12.62019 Q2 · Prepared remarks: +10.22019 Q3 · Prepared remarks: +18.62019 Q4 · Prepared remarks: +14.42020 Q1 · Prepared remarks: -4.42020 Q2 · Prepared remarks: +12.22020 Q3 · Prepared remarks: +10.32020 Q4 · Prepared remarks: +7.72021 Q1 · Prepared remarks: +29.32021 Q2 · Prepared remarks: +29.62021 Q3 · Prepared remarks: +9.32021 Q4 · Prepared remarks: +27.32022 Q1 · Prepared remarks: +11.92022 Q2 · Prepared remarks: +26.02022 Q3 · Prepared remarks: +6.02022 Q4 · Prepared remarks: +31.72023 Q1 · Prepared remarks: +25.82023 Q2 · Prepared remarks: +22.62023 Q3 · Prepared remarks: +26.62023 Q4 · Prepared remarks: +33.02024 Q1 · Prepared remarks: +14.52024 Q2 · Prepared remarks: +18.82024 Q3 · Prepared remarks: +4.22024 Q4 · Prepared remarks: -4.02025 Q1 · Prepared remarks: -13.32017 Q1 · Q&A responses: +4.62017 Q2 · Q&A responses: +1.82017 Q3 · Q&A responses: -2.12017 Q4 · Q&A responses: -4.52018 Q1 · Q&A responses: +8.62018 Q2 · Q&A responses: -3.22018 Q3 · Q&A responses: -1.52018 Q4 · Q&A responses: -9.72019 Q1 · Q&A responses: +2.52019 Q2 · Q&A responses: +0.92019 Q3 · Q&A responses: +0.42019 Q4 · Q&A responses: +2.32020 Q1 · Q&A responses: -14.42020 Q2 · Q&A responses: -3.42021 Q1 · Q&A responses: +12.32021 Q2 · Q&A responses: +8.92021 Q3 · Q&A responses: +4.22021 Q4 · Q&A responses: +14.62022 Q1 · Q&A responses: -0.22022 Q2 · Q&A responses: +3.72022 Q3 · Q&A responses: +3.12022 Q4 · Q&A responses: +12.12023 Q1 · Q&A responses: +12.02023 Q2 · Q&A responses: +6.12023 Q3 · Q&A responses: +4.82023 Q4 · Q&A responses: +3.42024 Q1 · Q&A responses: +4.12024 Q2 · Q&A responses: +6.42024 Q3 · Q&A responses: +1.12024 Q4 · Q&A responses: -1.72025 Q1 · Q&A responses: +2.6
Prepared remarksQ&A responses

Tone vs forward expectations

Management tone next to Wall Street's forward-looking numbers (glopardo): the 12-month forward EPS estimate and the forward P/E per call.

Forward EPS estimate

$14.49$42.68$70.872017 Q12018 Q22019 Q32020 Q42022 Q12023 Q22024 Q32017 Q1: $19.042017 Q2: $20.662017 Q3: $20.322017 Q4: $20.402018 Q1: $22.562018 Q2: $22.862018 Q3: $22.292018 Q4: $24.032019 Q1: $23.662019 Q2: $24.832019 Q3: $24.642019 Q4: $24.212020 Q1: $24.112020 Q2: $18.382020 Q3: $21.302020 Q4: $24.592021 Q1: $25.702021 Q2: $27.772021 Q3: $33.012021 Q4: $32.902022 Q1: $35.852022 Q2: $37.452022 Q3: $39.522022 Q4: $42.572023 Q1: $49.352023 Q2: $51.472023 Q3: $56.382023 Q4: $61.792024 Q1: $63.332024 Q2: $64.942024 Q3: $66.98

Forward P/E

5.279.1112.942017 Q12018 Q22019 Q32020 Q42022 Q12023 Q22024 Q32017 Q1: 12.412017 Q2: 12.222017 Q3: 11.482017 Q4: 10.632018 Q1: 11.542018 Q2: 9.942018 Q3: 10.302018 Q4: 9.162019 Q1: 9.232019 Q2: 10.152019 Q3: 10.632019 Q4: 11.412020 Q1: 7.832020 Q2: 11.752020 Q3: 9.682020 Q4: 9.492021 Q1: 9.782021 Q2: 9.162021 Q3: 7.682021 Q4: 8.202022 Q1: 7.902022 Q2: 7.352022 Q3: 7.092022 Q4: 7.642023 Q1: 6.862023 Q2: 6.632023 Q3: 6.652023 Q4: 6.262024 Q1: 6.102024 Q2: 5.812024 Q3: 5.80

Divergence watch ⚑

Quarters where tone and the forward EPS estimate moved opposite ways.

  • 2018 Q2 tone ↓ -7.7 fwd EPS ↑ +0.30 Tone cooled even as the forward EPS estimate rose.
  • 2019 Q1 tone ↑ +4.3 fwd EPS ↓ -0.37 Tone rose while the forward EPS estimate was cut.
  • 2019 Q2 tone ↓ -2.3 fwd EPS ↑ +1.16 Tone cooled even as the forward EPS estimate rose.
  • 2020 Q2 tone ↑ +12.4 fwd EPS ↓ -5.73 Tone rose while the forward EPS estimate was cut.
  • 2020 Q4 tone ↓ -2.5 fwd EPS ↑ +3.29 Tone cooled even as the forward EPS estimate rose.
  • 2021 Q3 tone ↓ -9.4 fwd EPS ↑ +5.24 Tone cooled even as the forward EPS estimate rose.
  • 2022 Q1 tone ↓ -15.0 fwd EPS ↑ +2.95 Tone cooled even as the forward EPS estimate rose.
  • 2022 Q3 tone ↓ -6.7 fwd EPS ↑ +2.07 Tone cooled even as the forward EPS estimate rose.
  • 2023 Q1 tone ↓ -2.2 fwd EPS ↑ +6.78 Tone cooled even as the forward EPS estimate rose.
  • 2023 Q2 tone ↓ -6.2 fwd EPS ↑ +2.12 Tone cooled even as the forward EPS estimate rose.
  • 2024 Q1 tone ↓ -13.9 fwd EPS ↑ +1.54 Tone cooled even as the forward EPS estimate rose.
  • 2024 Q3 tone ↓ -6.7 fwd EPS ↑ +2.04 Tone cooled even as the forward EPS estimate rose.

Recent transcripts

CallDateSentiment ×1000Fwd EPSFwd P/E
2025 Q12025-05-01-5.6——View →
2024 Q42025-02-04-5.5——View →
2024 Q32024-10-31+0.2$66.985.8View →
2024 Q22024-08-01+6.9$64.945.8View →
2024 Q12024-04-30-3.7$63.336.1View →
2023 Q42024-02-08+10.2$61.796.3View →
2023 Q32023-10-28+8.4$56.386.7View →
2023 Q22023-07-27+7.0$51.476.6View →