Subtext

Ameriprise Financial, Inc. AMP

Transcripts70
Date range2007-10-25 – 2025-04-24
Calls charted70

Sentiment timeline

Net Loughran-McDonald sentiment per call (×1000), earliest → latest.

-30-15+0+15+302007 Q32009 Q42012 Q22014 Q32016 Q42019 Q12021 Q22023 Q32007 Q3 · Overall: +1.92007 Q4 · Overall: +1.52008 Q1 · Overall: -1.52008 Q2 · Overall: +1.72008 Q3 · Overall: -7.12008 Q4 · Overall: -6.62009 Q1 · Overall: +0.22009 Q2 · Overall: +3.42009 Q3 · Overall: +9.42009 Q4 · Overall: +7.42010 Q1 · Overall: +8.12010 Q3 · Overall: +4.22010 Q4 · Overall: +10.12011 Q1 · Overall: +4.72011 Q2 · Overall: +11.42011 Q3 · Overall: +7.42011 Q4 · Overall: +4.82012 Q1 · Overall: +12.02012 Q2 · Overall: +0.62012 Q3 · Overall: +3.92012 Q4 · Overall: +8.02013 Q1 · Overall: +15.92013 Q2 · Overall: +12.02013 Q3 · Overall: +20.82013 Q4 · Overall: +25.12014 Q1 · Overall: +12.52014 Q2 · Overall: +13.92014 Q3 · Overall: +10.82014 Q4 · Overall: +15.72015 Q1 · Overall: +3.92015 Q2 · Overall: +11.62015 Q3 · Overall: +9.92015 Q4 · Overall: +5.22016 Q1 · Overall: +5.82016 Q2 · Overall: +3.32016 Q3 · Overall: +8.52016 Q4 · Overall: +9.32017 Q1 · Overall: +8.92017 Q2 · Overall: +11.02017 Q3 · Overall: +11.02017 Q4 · Overall: +13.62018 Q1 · Overall: +9.62018 Q2 · Overall: +10.42018 Q3 · Overall: +12.92018 Q4 · Overall: +7.52019 Q1 · Overall: +10.02019 Q2 · Overall: +14.72019 Q3 · Overall: +10.72019 Q4 · Overall: +18.82020 Q1 · Overall: +17.92020 Q2 · Overall: +16.32020 Q3 · Overall: +16.32020 Q4 · Overall: +19.42021 Q1 · Overall: +15.42021 Q2 · Overall: +12.82021 Q3 · Overall: +20.72021 Q4 · Overall: +16.62022 Q1 · Overall: +12.82022 Q2 · Overall: +9.22022 Q3 · Overall: +8.92022 Q4 · Overall: +10.92023 Q1 · Overall: +12.62023 Q2 · Overall: +11.82023 Q3 · Overall: +14.32023 Q4 · Overall: +13.12024 Q1 · Overall: +17.92024 Q2 · Overall: +13.32024 Q3 · Overall: +14.92024 Q4 · Overall: +25.72025 Q1 · Overall: +17.2
Overall

CEO vs CFO

Average sentiment of each executive's remarks per call. Divergence is a signal.

-41-21+0+21+412007 Q32009 Q42012 Q22014 Q32016 Q42019 Q12021 Q22023 Q32007 Q3 · CEO: +17.02007 Q4 · CEO: +16.72008 Q1 · CEO: +5.42008 Q2 · CEO: +5.82008 Q3 · CEO: +5.92008 Q4 · CEO: -1.22009 Q1 · CEO: +7.82009 Q2 · CEO: +15.12009 Q3 · CEO: +15.32009 Q4 · CEO: +16.62010 Q1 · CEO: +10.02010 Q3 · CEO: +10.92010 Q4 · CEO: +17.62011 Q1 · CEO: +6.82011 Q2 · CEO: +18.72011 Q3 · CEO: +16.32011 Q4 · CEO: +13.32012 Q1 · CEO: +16.72012 Q2 · CEO: +6.32012 Q3 · CEO: +9.72012 Q4 · CEO: +16.92013 Q1 · CEO: +20.42013 Q2 · CEO: +18.92013 Q3 · CEO: +29.72013 Q4 · CEO: +32.12014 Q2 · CEO: +20.02014 Q3 · CEO: +18.52014 Q4 · CEO: +30.02015 Q1 · CEO: +10.62015 Q2 · CEO: +22.72015 Q3 · CEO: +21.82015 Q4 · CEO: +12.32016 Q1 · CEO: +11.32016 Q2 · CEO: +7.42016 Q3 · CEO: +14.72016 Q4 · CEO: +12.72017 Q1 · CEO: +15.52017 Q2 · CEO: +17.62017 Q3 · CEO: +22.92017 Q4 · CEO: +24.72018 Q1 · CEO: +24.12018 Q2 · CEO: +17.62018 Q3 · CEO: +23.22018 Q4 · CEO: +12.72019 Q1 · CEO: +16.72019 Q2 · CEO: +26.32019 Q3 · CEO: +21.32019 Q4 · CEO: +27.62020 Q1 · CEO: +25.12020 Q2 · CEO: +31.42020 Q3 · CEO: +26.02020 Q4 · CEO: +27.12021 Q1 · CEO: +22.62021 Q2 · CEO: +16.92021 Q3 · CEO: +27.32021 Q4 · CEO: +23.12022 Q1 · CEO: +16.42022 Q2 · CEO: +18.32022 Q3 · CEO: +14.42022 Q4 · CEO: +19.92023 Q1 · CEO: +19.42023 Q2 · CEO: +24.52023 Q3 · CEO: +21.92023 Q4 · CEO: +33.02024 Q1 · CEO: +24.72024 Q2 · CEO: +20.92024 Q3 · CEO: +19.62024 Q4 · CEO: +32.02025 Q1 · CEO: +25.92007 Q3 · CFO: -7.22007 Q4 · CFO: -20.32008 Q1 · CFO: -3.12008 Q2 · CFO: +4.32008 Q3 · CFO: -9.32008 Q4 · CFO: -10.62009 Q1 · CFO: -2.32009 Q2 · CFO: +1.22009 Q3 · CFO: +12.32009 Q4 · CFO: +5.22010 Q1 · CFO: +16.82010 Q3 · CFO: +13.02010 Q4 · CFO: +8.92011 Q1 · CFO: +13.02011 Q2 · CFO: +5.62011 Q3 · CFO: +1.22011 Q4 · CFO: -3.92012 Q1 · CFO: +16.22012 Q2 · CFO: +4.92012 Q3 · CFO: +7.42012 Q4 · CFO: +9.52013 Q1 · CFO: +12.92013 Q2 · CFO: +9.92013 Q3 · CFO: +17.62013 Q4 · CFO: +22.22014 Q1 · CFO: +14.72014 Q2 · CFO: +11.22014 Q3 · CFO: +7.42014 Q4 · CFO: +5.82015 Q1 · CFO: -1.32015 Q4 · CFO: -0.62016 Q1 · CFO: +4.12016 Q3 · CFO: +2.22016 Q4 · CFO: +13.72017 Q1 · CFO: +11.92017 Q2 · CFO: +10.32017 Q3 · CFO: +7.92017 Q4 · CFO: +10.42018 Q1 · CFO: +3.72018 Q2 · CFO: +8.52018 Q3 · CFO: +9.92018 Q4 · CFO: +9.62019 Q1 · CFO: +6.02019 Q2 · CFO: +12.92019 Q3 · CFO: +7.72019 Q4 · CFO: +20.32020 Q1 · CFO: +20.02020 Q2 · CFO: +10.72020 Q3 · CFO: +16.22020 Q4 · CFO: +22.62021 Q1 · CFO: +17.92021 Q2 · CFO: +18.92021 Q3 · CFO: +23.12021 Q4 · CFO: +17.82022 Q1 · CFO: +22.02022 Q2 · CFO: +8.32022 Q3 · CFO: +3.62022 Q4 · CFO: +11.42023 Q1 · CFO: +12.62023 Q2 · CFO: +8.32023 Q3 · CFO: +19.52023 Q4 · CFO: +13.22024 Q1 · CFO: +21.72024 Q2 · CFO: +15.92024 Q3 · CFO: +22.22024 Q4 · CFO: +35.72025 Q1 · CFO: +26.4
CEOCFO

Prepared remarks vs Q&A

Scripted tone vs unscripted answers. The gap is information.

-46-23+0+23+462007 Q32009 Q42012 Q22014 Q32016 Q42019 Q12021 Q22023 Q32007 Q3 · Prepared remarks: +12.12007 Q4 · Prepared remarks: +7.32008 Q1 · Prepared remarks: +2.32008 Q2 · Prepared remarks: +5.82008 Q3 · Prepared remarks: -7.62008 Q4 · Prepared remarks: -11.22009 Q1 · Prepared remarks: +1.62009 Q2 · Prepared remarks: +12.72009 Q3 · Prepared remarks: +26.82009 Q4 · Prepared remarks: +19.72010 Q1 · Prepared remarks: +15.42010 Q3 · Prepared remarks: +19.62010 Q4 · Prepared remarks: +20.12011 Q1 · Prepared remarks: +14.22011 Q2 · Prepared remarks: +20.02011 Q3 · Prepared remarks: +9.12011 Q4 · Prepared remarks: +10.52012 Q1 · Prepared remarks: +20.82012 Q2 · Prepared remarks: +1.02012 Q3 · Prepared remarks: +0.02012 Q4 · Prepared remarks: +15.92013 Q1 · Prepared remarks: +26.02013 Q2 · Prepared remarks: +23.12013 Q3 · Prepared remarks: +29.92013 Q4 · Prepared remarks: +32.12014 Q1 · Prepared remarks: +20.62014 Q2 · Prepared remarks: +26.02014 Q3 · Prepared remarks: +21.62014 Q4 · Prepared remarks: +30.22015 Q1 · Prepared remarks: +11.92015 Q2 · Prepared remarks: +17.82015 Q3 · Prepared remarks: +12.42015 Q4 · Prepared remarks: +10.72016 Q1 · Prepared remarks: +14.22016 Q2 · Prepared remarks: +8.32016 Q3 · Prepared remarks: +17.32016 Q4 · Prepared remarks: +21.02017 Q1 · Prepared remarks: +21.02017 Q2 · Prepared remarks: +18.42017 Q3 · Prepared remarks: +23.12017 Q4 · Prepared remarks: +25.32018 Q1 · Prepared remarks: +17.82018 Q2 · Prepared remarks: +18.52018 Q3 · Prepared remarks: +19.82018 Q4 · Prepared remarks: +8.22019 Q1 · Prepared remarks: +14.12019 Q2 · Prepared remarks: +28.22019 Q3 · Prepared remarks: +20.02019 Q4 · Prepared remarks: +31.02020 Q1 · Prepared remarks: +21.92020 Q2 · Prepared remarks: +25.32020 Q3 · Prepared remarks: +22.72020 Q4 · Prepared remarks: +36.22021 Q1 · Prepared remarks: +28.22021 Q2 · Prepared remarks: +27.72021 Q3 · Prepared remarks: +27.02021 Q4 · Prepared remarks: +26.02022 Q1 · Prepared remarks: +23.92022 Q2 · Prepared remarks: +12.22022 Q3 · Prepared remarks: +11.62022 Q4 · Prepared remarks: +10.62023 Q1 · Prepared remarks: +16.72023 Q2 · Prepared remarks: +25.62023 Q3 · Prepared remarks: +23.82023 Q4 · Prepared remarks: +27.42024 Q1 · Prepared remarks: +32.72024 Q2 · Prepared remarks: +31.72024 Q3 · Prepared remarks: +34.42024 Q4 · Prepared remarks: +40.22025 Q1 · Prepared remarks: +31.82007 Q3 · Q&A responses: +0.02007 Q4 · Q&A responses: +6.72008 Q1 · Q&A responses: +2.82008 Q2 · Q&A responses: +1.22008 Q3 · Q&A responses: +0.02008 Q4 · Q&A responses: -3.02009 Q1 · Q&A responses: +4.12009 Q2 · Q&A responses: +5.82009 Q3 · Q&A responses: +3.62009 Q4 · Q&A responses: +3.72010 Q1 · Q&A responses: +8.82010 Q3 · Q&A responses: -2.42010 Q4 · Q&A responses: +8.32011 Q1 · Q&A responses: +4.22011 Q2 · Q&A responses: +12.02011 Q3 · Q&A responses: +8.82011 Q4 · Q&A responses: +6.72012 Q1 · Q&A responses: +12.92012 Q2 · Q&A responses: +7.42012 Q3 · Q&A responses: +9.12012 Q4 · Q&A responses: +7.22013 Q1 · Q&A responses: +15.52013 Q2 · Q&A responses: +11.62013 Q3 · Q&A responses: +14.72013 Q4 · Q&A responses: +15.82014 Q1 · Q&A responses: +9.52014 Q2 · Q&A responses: +4.52014 Q3 · Q&A responses: +6.02014 Q4 · Q&A responses: +11.12015 Q1 · Q&A responses: +0.92015 Q2 · Q&A responses: +10.82015 Q3 · Q&A responses: +14.22015 Q4 · Q&A responses: +5.72016 Q1 · Q&A responses: +5.12016 Q2 · Q&A responses: +4.22016 Q3 · Q&A responses: +4.72016 Q4 · Q&A responses: +4.22017 Q1 · Q&A responses: +7.52017 Q2 · Q&A responses: +12.92017 Q3 · Q&A responses: +3.12017 Q4 · Q&A responses: +4.92018 Q1 · Q&A responses: +12.92018 Q2 · Q&A responses: +8.62018 Q3 · Q&A responses: +13.42018 Q4 · Q&A responses: +14.32019 Q1 · Q&A responses: +10.02019 Q2 · Q&A responses: +13.32019 Q3 · Q&A responses: +11.22019 Q4 · Q&A responses: +16.12020 Q1 · Q&A responses: +20.72020 Q2 · Q&A responses: +15.42020 Q3 · Q&A responses: +22.32020 Q4 · Q&A responses: +17.22021 Q1 · Q&A responses: +12.92021 Q2 · Q&A responses: +10.02021 Q3 · Q&A responses: +22.32021 Q4 · Q&A responses: +16.32022 Q1 · Q&A responses: +11.52022 Q2 · Q&A responses: +14.22022 Q3 · Q&A responses: +8.42022 Q4 · Q&A responses: +18.32023 Q1 · Q&A responses: +11.42023 Q2 · Q&A responses: +5.42023 Q3 · Q&A responses: +13.82023 Q4 · Q&A responses: +11.52024 Q1 · Q&A responses: +13.52024 Q2 · Q&A responses: +5.52024 Q3 · Q&A responses: +8.32024 Q4 · Q&A responses: +24.42025 Q1 · Q&A responses: +13.7
Prepared remarksQ&A responses

Tone vs forward expectations

Management tone next to Wall Street's forward-looking numbers (glopardo): the 12-month forward EPS estimate and the forward P/E per call.

Forward EPS estimate

$5.76$23.41$41.062007 Q32009 Q42012 Q22014 Q32016 Q42019 Q12021 Q22023 Q32014 Q1: $8.202014 Q2: $8.772014 Q3: $9.222014 Q4: $9.612015 Q1: $10.112015 Q2: $10.262015 Q3: $10.512015 Q4: $10.352016 Q1: $10.112016 Q2: $10.282016 Q3: $10.182016 Q4: $10.352017 Q1: $10.962017 Q2: $11.492017 Q3: $12.192017 Q4: $12.972018 Q1: $14.862018 Q2: $15.212018 Q3: $15.792018 Q4: $16.202019 Q1: $15.752019 Q2: $17.142019 Q3: $17.372019 Q4: $17.802020 Q1: $17.972020 Q2: $16.682020 Q3: $17.632020 Q4: $18.982021 Q1: $20.222021 Q2: $22.002021 Q3: $23.362021 Q4: $24.582022 Q1: $26.732022 Q2: $27.552022 Q3: $27.112022 Q4: $28.862023 Q1: $31.652023 Q2: $31.642023 Q3: $32.712023 Q4: $32.982024 Q1: $34.812024 Q2: $36.572024 Q3: $37.282024 Q4: $38.63

Forward P/E

4.559.4814.412007 Q32009 Q42012 Q22014 Q32016 Q42019 Q12021 Q22023 Q32014 Q1: 13.262014 Q2: 13.482014 Q3: 13.732014 Q4: 13.452015 Q1: 13.402015 Q2: 12.522015 Q3: 10.532015 Q4: 10.392016 Q1: 9.042016 Q2: 9.412016 Q3: 9.752016 Q4: 10.912017 Q1: 12.202017 Q2: 11.122017 Q3: 11.292017 Q4: 12.832018 Q1: 10.572018 Q2: 9.612018 Q3: 9.402018 Q4: 6.512019 Q1: 7.932019 Q2: 8.642019 Q3: 8.492019 Q4: 9.402020 Q1: 5.232020 Q2: 8.972020 Q3: 8.932020 Q4: 10.002021 Q1: 11.152021 Q2: 11.532021 Q3: 11.612021 Q4: 12.132022 Q1: 11.022022 Q2: 8.952022 Q3: 10.252022 Q4: 11.152023 Q1: 8.962023 Q2: 10.082023 Q3: 10.552023 Q4: 11.272024 Q1: 11.972024 Q2: 11.952024 Q3: 12.112024 Q4: 13.56

Divergence watch

Quarters where tone and the forward EPS estimate moved opposite ways.

  • 2014 Q3 tone ↓ -3.1 fwd EPS ↑ +0.45 Tone cooled even as the forward EPS estimate rose.
  • 2015 Q1 tone ↓ -11.7 fwd EPS ↑ +0.50 Tone cooled even as the forward EPS estimate rose.
  • 2016 Q2 tone ↓ -2.5 fwd EPS ↑ +0.17 Tone cooled even as the forward EPS estimate rose.
  • 2016 Q3 tone ↑ +5.3 fwd EPS ↓ -0.10 Tone rose while the forward EPS estimate was cut.
  • 2018 Q1 tone ↓ -4.0 fwd EPS ↑ +1.88 Tone cooled even as the forward EPS estimate rose.
  • 2018 Q4 tone ↓ -5.4 fwd EPS ↑ +0.41 Tone cooled even as the forward EPS estimate rose.
  • 2019 Q1 tone ↑ +2.5 fwd EPS ↓ -0.45 Tone rose while the forward EPS estimate was cut.
  • 2019 Q3 tone ↓ -4.0 fwd EPS ↑ +0.23 Tone cooled even as the forward EPS estimate rose.
  • 2021 Q1 tone ↓ -4.0 fwd EPS ↑ +1.24 Tone cooled even as the forward EPS estimate rose.
  • 2021 Q2 tone ↓ -2.7 fwd EPS ↑ +1.78 Tone cooled even as the forward EPS estimate rose.
  • 2021 Q4 tone ↓ -4.2 fwd EPS ↑ +1.22 Tone cooled even as the forward EPS estimate rose.
  • 2022 Q1 tone ↓ -3.7 fwd EPS ↑ +2.15 Tone cooled even as the forward EPS estimate rose.
  • 2022 Q2 tone ↓ -3.6 fwd EPS ↑ +0.82 Tone cooled even as the forward EPS estimate rose.
  • 2024 Q2 tone ↓ -4.6 fwd EPS ↑ +1.76 Tone cooled even as the forward EPS estimate rose.

Recent transcripts

CallDateSentiment ×1000Fwd EPSFwd P/E
2025 Q12025-04-24+17.2View →
2024 Q42025-01-30+25.7$38.6313.6View →
2024 Q32024-10-24+14.9$37.2812.1View →
2024 Q22024-07-25+13.3$36.5711.9View →
2024 Q12024-04-23+17.9$34.8112.0View →
2023 Q42024-01-25+13.1$32.9811.3View →
2023 Q32023-10-26+14.3$32.7110.6View →
2023 Q22023-07-27+11.8$31.6410.1View →