Subtext

Equifax Inc. EFX

SectorIndustrials
Transcripts71
Date range2007-02-01 – 2025-04-22
Calls charted70

Sentiment timeline

Net Loughran-McDonald sentiment per call (×1000), earliest → latest.

-17-9+0+9+172006 Q42010 Q12012 Q22014 Q32016 Q42019 Q12021 Q22023 Q32006 Q4 · Overall: +11.02007 Q2 · Overall: +1.82007 Q3 · Overall: +5.22008 Q1 · Overall: +7.32008 Q4 · Overall: +2.02009 Q1 · Overall: +0.62009 Q2 · Overall: +6.52009 Q3 · Overall: +3.52009 Q4 · Overall: +10.32010 Q1 · Overall: +10.02010 Q2 · Overall: +12.92010 Q3 · Overall: +14.02010 Q4 · Overall: +12.92011 Q1 · Overall: +8.12011 Q2 · Overall: +9.92011 Q3 · Overall: +13.42011 Q4 · Overall: +11.52012 Q1 · Overall: +15.12012 Q2 · Overall: +9.32012 Q3 · Overall: +8.42012 Q4 · Overall: +5.52013 Q1 · Overall: +8.32013 Q2 · Overall: +11.82013 Q3 · Overall: +8.52013 Q4 · Overall: +6.22014 Q1 · Overall: +7.32014 Q2 · Overall: +13.12014 Q3 · Overall: +4.92014 Q4 · Overall: +9.42015 Q1 · Overall: +9.62015 Q2 · Overall: +11.42015 Q3 · Overall: +11.52015 Q4 · Overall: +12.22016 Q1 · Overall: +11.42016 Q2 · Overall: +7.52016 Q3 · Overall: +9.72016 Q4 · Overall: +11.92017 Q1 · Overall: +12.02017 Q2 · Overall: +13.12017 Q3 · Overall: -7.12017 Q4 · Overall: +0.62018 Q1 · Overall: +6.32018 Q2 · Overall: +7.52018 Q3 · Overall: +5.72018 Q4 · Overall: +5.22019 Q1 · Overall: +5.92019 Q2 · Overall: +8.82019 Q3 · Overall: +9.32019 Q4 · Overall: +8.22020 Q1 · Overall: -2.62020 Q2 · Overall: +4.92020 Q3 · Overall: +9.12020 Q4 · Overall: +9.02021 Q1 · Overall: +8.52021 Q2 · Overall: +7.72021 Q3 · Overall: +5.32021 Q4 · Overall: +9.22022 Q1 · Overall: +5.32022 Q2 · Overall: +2.22022 Q3 · Overall: +3.32022 Q4 · Overall: +2.82023 Q1 · Overall: +5.82023 Q2 · Overall: +5.62023 Q3 · Overall: -1.52023 Q4 · Overall: +5.42024 Q1 · Overall: +6.72024 Q2 · Overall: +11.02024 Q3 · Overall: +8.82024 Q4 · Overall: +1.62025 Q1 · Overall: +2.3
Overall

CEO vs CFO

Average sentiment of each executive's remarks per call. Divergence is a signal.

-28-14+0+14+282006 Q42010 Q12012 Q22014 Q32016 Q42019 Q12021 Q22023 Q32006 Q4 · CEO: +14.82007 Q2 · CEO: +7.92007 Q3 · CEO: +11.22008 Q1 · CEO: +7.32008 Q4 · CEO: +5.42009 Q1 · CEO: +4.62009 Q2 · CEO: +13.22009 Q3 · CEO: +6.72009 Q4 · CEO: +17.62010 Q1 · CEO: +12.92010 Q2 · CEO: +6.92010 Q3 · CEO: +15.22010 Q4 · CEO: +18.32011 Q1 · CEO: +16.42011 Q2 · CEO: +18.62011 Q3 · CEO: +19.42011 Q4 · CEO: +18.92012 Q1 · CEO: +22.32012 Q2 · CEO: +16.42012 Q3 · CEO: +12.72012 Q4 · CEO: +12.62013 Q1 · CEO: +13.92013 Q2 · CEO: +13.92013 Q3 · CEO: +14.82013 Q4 · CEO: +9.92014 Q1 · CEO: +13.32014 Q2 · CEO: +15.52014 Q3 · CEO: +9.72014 Q4 · CEO: +12.92015 Q1 · CEO: +11.92015 Q2 · CEO: +14.22015 Q3 · CEO: +15.22015 Q4 · CEO: +14.32016 Q1 · CEO: +11.72016 Q2 · CEO: +9.72016 Q3 · CEO: +11.42016 Q4 · CEO: +14.72017 Q1 · CEO: +13.32017 Q2 · CEO: +20.12017 Q3 · CEO: +1.82017 Q4 · CEO: +9.52018 Q1 · CEO: +17.22018 Q2 · CEO: +15.62018 Q3 · CEO: +15.62018 Q4 · CEO: +7.22019 Q1 · CEO: +8.82019 Q2 · CEO: +10.52019 Q3 · CEO: +14.52019 Q4 · CEO: +15.52020 Q1 · CEO: -1.92020 Q2 · CEO: +6.12020 Q3 · CEO: +11.82020 Q4 · CEO: +11.12021 Q1 · CEO: +9.92021 Q2 · CEO: +12.22021 Q3 · CEO: +7.72021 Q4 · CEO: +13.12022 Q1 · CEO: +8.72022 Q2 · CEO: +6.12022 Q3 · CEO: +6.42022 Q4 · CEO: +7.92023 Q1 · CEO: +10.22023 Q2 · CEO: +8.02023 Q3 · CEO: +1.32023 Q4 · CEO: +11.22024 Q1 · CEO: +11.72024 Q2 · CEO: +16.62024 Q3 · CEO: +11.72024 Q4 · CEO: +4.72025 Q1 · CEO: +6.82006 Q4 · CFO: +9.72007 Q2 · CFO: -2.12007 Q3 · CFO: -2.02008 Q1 · CFO: +24.52008 Q4 · CFO: +1.62009 Q1 · CFO: -2.82009 Q2 · CFO: +0.02009 Q3 · CFO: -3.02009 Q4 · CFO: -2.72010 Q1 · CFO: +5.02010 Q2 · CFO: +8.92010 Q3 · CFO: +11.52010 Q4 · CFO: +10.32011 Q1 · CFO: +6.92011 Q2 · CFO: +3.22011 Q3 · CFO: +6.32011 Q4 · CFO: +4.32012 Q1 · CFO: +14.72012 Q2 · CFO: +4.02012 Q3 · CFO: +5.72012 Q4 · CFO: -2.32013 Q1 · CFO: +4.42013 Q2 · CFO: +22.02013 Q3 · CFO: +2.82013 Q4 · CFO: +2.02014 Q1 · CFO: -1.82014 Q2 · CFO: +18.12014 Q3 · CFO: +5.82014 Q4 · CFO: +2.42015 Q1 · CFO: +6.82015 Q2 · CFO: +9.02015 Q3 · CFO: +11.02015 Q4 · CFO: +12.22016 Q1 · CFO: +8.82016 Q2 · CFO: +1.32016 Q3 · CFO: +14.82016 Q4 · CFO: +8.82017 Q1 · CFO: +13.52017 Q2 · CFO: +12.42017 Q3 · CFO: -10.52017 Q4 · CFO: -2.52018 Q1 · CFO: +0.02018 Q4 · CFO: +4.92019 Q1 · CFO: -1.92019 Q2 · CFO: +15.42019 Q3 · CFO: +1.62019 Q4 · CFO: +0.02020 Q1 · CFO: -5.02020 Q2 · CFO: +3.32020 Q3 · CFO: +7.72020 Q4 · CFO: +3.52021 Q1 · CFO: +11.42021 Q2 · CFO: +1.42021 Q3 · CFO: +5.42021 Q4 · CFO: +2.62022 Q1 · CFO: -1.12022 Q2 · CFO: -2.32022 Q3 · CFO: +5.62022 Q4 · CFO: +1.22023 Q1 · CFO: +1.22023 Q2 · CFO: +9.62023 Q4 · CFO: +0.02024 Q1 · CFO: +4.32024 Q2 · CFO: +8.82024 Q3 · CFO: +13.42024 Q4 · CFO: +6.32025 Q1 · CFO: -4.7
CEOCFO

Prepared remarks vs Q&A

Scripted tone vs unscripted answers. The gap is information.

-27-14+0+14+272006 Q42010 Q12012 Q22014 Q32016 Q42019 Q12021 Q22023 Q32006 Q4 · Prepared remarks: +18.82007 Q2 · Prepared remarks: +5.82007 Q3 · Prepared remarks: +6.42008 Q1 · Prepared remarks: +13.02008 Q4 · Prepared remarks: +6.22009 Q1 · Prepared remarks: +1.02009 Q2 · Prepared remarks: +10.72009 Q3 · Prepared remarks: +7.22009 Q4 · Prepared remarks: +13.92010 Q1 · Prepared remarks: +10.12010 Q2 · Prepared remarks: +21.22010 Q3 · Prepared remarks: +14.02010 Q4 · Prepared remarks: +19.42011 Q1 · Prepared remarks: +17.82011 Q2 · Prepared remarks: +16.02011 Q3 · Prepared remarks: +13.82011 Q4 · Prepared remarks: +11.52012 Q1 · Prepared remarks: +23.62012 Q2 · Prepared remarks: +13.82012 Q3 · Prepared remarks: +11.42012 Q4 · Prepared remarks: +12.62013 Q1 · Prepared remarks: +17.32013 Q2 · Prepared remarks: +12.02013 Q3 · Prepared remarks: +15.52013 Q4 · Prepared remarks: +8.72014 Q1 · Prepared remarks: +14.02014 Q2 · Prepared remarks: +22.82014 Q3 · Prepared remarks: +17.22014 Q4 · Prepared remarks: +9.72015 Q1 · Prepared remarks: +9.62015 Q2 · Prepared remarks: +13.12015 Q3 · Prepared remarks: +15.32015 Q4 · Prepared remarks: +17.62016 Q1 · Prepared remarks: +9.82016 Q2 · Prepared remarks: +10.32016 Q3 · Prepared remarks: +10.82016 Q4 · Prepared remarks: +14.02017 Q1 · Prepared remarks: +16.02017 Q2 · Prepared remarks: +19.02017 Q3 · Prepared remarks: -9.42017 Q4 · Prepared remarks: +1.62018 Q1 · Prepared remarks: +9.22018 Q2 · Prepared remarks: +7.82018 Q3 · Prepared remarks: +5.72018 Q4 · Prepared remarks: +6.12019 Q1 · Prepared remarks: +5.92019 Q2 · Prepared remarks: +7.22019 Q3 · Prepared remarks: +13.02019 Q4 · Prepared remarks: +10.32020 Q1 · Prepared remarks: -1.72020 Q2 · Prepared remarks: +6.32020 Q3 · Prepared remarks: +15.42020 Q4 · Prepared remarks: +10.12021 Q1 · Prepared remarks: +13.72021 Q2 · Prepared remarks: +13.52021 Q3 · Prepared remarks: +9.52021 Q4 · Prepared remarks: +9.42022 Q1 · Prepared remarks: +8.32022 Q2 · Prepared remarks: +4.22022 Q3 · Prepared remarks: +4.72022 Q4 · Prepared remarks: +6.12023 Q1 · Prepared remarks: +9.52023 Q2 · Prepared remarks: +5.82023 Q3 · Prepared remarks: +4.52023 Q4 · Prepared remarks: +10.32024 Q1 · Prepared remarks: +11.12024 Q2 · Prepared remarks: +19.92024 Q3 · Prepared remarks: +16.02024 Q4 · Prepared remarks: +1.32025 Q1 · Prepared remarks: +12.42006 Q4 · Q&A responses: +6.02007 Q2 · Q&A responses: +3.12007 Q3 · Q&A responses: +7.42008 Q1 · Q&A responses: +5.32008 Q4 · Q&A responses: -0.42009 Q1 · Q&A responses: +2.82009 Q2 · Q&A responses: +4.42009 Q3 · Q&A responses: +1.12009 Q4 · Q&A responses: +4.92010 Q2 · Q&A responses: +7.12010 Q4 · Q&A responses: +8.72011 Q1 · Q&A responses: +6.52011 Q2 · Q&A responses: +7.62012 Q1 · Q&A responses: +9.62012 Q2 · Q&A responses: +6.92012 Q3 · Q&A responses: +7.12012 Q4 · Q&A responses: +2.32013 Q1 · Q&A responses: +3.12013 Q3 · Q&A responses: +4.22013 Q4 · Q&A responses: +3.62014 Q1 · Q&A responses: +3.92014 Q2 · Q&A responses: +6.42014 Q3 · Q&A responses: +1.42015 Q2 · Q&A responses: +11.02015 Q3 · Q&A responses: +8.92015 Q4 · Q&A responses: +8.52016 Q1 · Q&A responses: +12.82016 Q2 · Q&A responses: +6.62016 Q3 · Q&A responses: +11.62016 Q4 · Q&A responses: +12.72017 Q1 · Q&A responses: +10.32017 Q2 · Q&A responses: +9.52017 Q3 · Q&A responses: +0.52017 Q4 · Q&A responses: +1.42018 Q1 · Q&A responses: +7.32018 Q2 · Q&A responses: +8.62018 Q3 · Q&A responses: +8.82018 Q4 · Q&A responses: +5.92019 Q1 · Q&A responses: +6.62019 Q2 · Q&A responses: +17.12019 Q3 · Q&A responses: +8.22019 Q4 · Q&A responses: +10.42020 Q1 · Q&A responses: -3.32020 Q2 · Q&A responses: +2.92020 Q3 · Q&A responses: +4.82020 Q4 · Q&A responses: +10.32021 Q1 · Q&A responses: +6.52021 Q2 · Q&A responses: +6.72021 Q3 · Q&A responses: +3.72021 Q4 · Q&A responses: +10.82022 Q1 · Q&A responses: +5.82022 Q2 · Q&A responses: +4.32022 Q3 · Q&A responses: +6.82022 Q4 · Q&A responses: +4.62023 Q1 · Q&A responses: +6.22023 Q2 · Q&A responses: +9.82023 Q3 · Q&A responses: -0.82023 Q4 · Q&A responses: +1.12024 Q1 · Q&A responses: +8.72024 Q2 · Q&A responses: +10.22024 Q3 · Q&A responses: +9.02024 Q4 · Q&A responses: +6.02025 Q1 · Q&A responses: -0.8
Prepared remarksQ&A responses

Tone vs forward expectations

Management tone next to Wall Street's forward-looking numbers (glopardo): the 12-month forward EPS estimate and the forward P/E per call.

Forward EPS estimate

$3.53$6.52$9.512006 Q42010 Q12012 Q22014 Q32016 Q42019 Q12021 Q22023 Q32014 Q1: $3.942014 Q2: $4.042014 Q3: $4.212014 Q4: $4.272015 Q1: $4.402015 Q2: $4.582015 Q3: $4.792015 Q4: $4.942016 Q1: $5.182016 Q2: $5.522016 Q3: $5.822016 Q4: $6.012017 Q1: $6.202017 Q2: $6.402017 Q3: $6.422017 Q4: $5.972018 Q1: $6.052018 Q2: $6.172018 Q3: $6.192018 Q4: $5.892019 Q1: $5.832019 Q2: $5.902019 Q3: $5.952019 Q4: $5.832020 Q1: $5.872020 Q2: $5.442020 Q3: $6.152020 Q4: $6.452021 Q1: $6.792021 Q2: $7.712021 Q3: $8.562021 Q4: $8.792022 Q1: $9.102022 Q2: $8.782022 Q3: $8.452022 Q4: $7.662023 Q1: $7.662023 Q2: $8.112023 Q3: $8.352023 Q4: $7.982024 Q1: $8.092024 Q2: $8.452024 Q3: $9.00

Forward P/E

13.9924.2834.582006 Q42010 Q12012 Q22014 Q32016 Q42019 Q12021 Q22023 Q32014 Q1: 18.142014 Q2: 17.682014 Q3: 18.482014 Q4: 18.522015 Q1: 21.062015 Q2: 21.302015 Q3: 20.712015 Q4: 22.862016 Q1: 21.252016 Q2: 22.022016 Q3: 22.682016 Q4: 19.282017 Q1: 21.802017 Q2: 22.032017 Q3: 15.412017 Q4: 19.662018 Q1: 20.352018 Q2: 20.262018 Q3: 21.702018 Q4: 16.002019 Q1: 19.142019 Q2: 22.692019 Q3: 23.822019 Q4: 23.612020 Q1: 21.132020 Q2: 31.342020 Q3: 25.882020 Q4: 29.962021 Q1: 25.312021 Q2: 29.952021 Q3: 31.912021 Q4: 33.162022 Q1: 25.702022 Q2: 20.322022 Q3: 22.242022 Q4: 26.492023 Q1: 26.002023 Q2: 28.322023 Q3: 23.632023 Q4: 30.322024 Q1: 32.382024 Q2: 28.622024 Q3: 33.07

Divergence watch ⚑

Quarters where tone and the forward EPS estimate moved opposite ways.

  • 2014 Q3 tone ↓ -8.2 fwd EPS ↑ +0.16 Tone cooled even as the forward EPS estimate rose.
  • 2016 Q2 tone ↓ -4.0 fwd EPS ↑ +0.34 Tone cooled even as the forward EPS estimate rose.
  • 2017 Q4 tone ↑ +7.7 fwd EPS ↓ -0.46 Tone rose while the forward EPS estimate was cut.
  • 2020 Q2 tone ↑ +7.4 fwd EPS ↓ -0.43 Tone rose while the forward EPS estimate was cut.
  • 2021 Q3 tone ↓ -2.3 fwd EPS ↑ +0.85 Tone cooled even as the forward EPS estimate rose.
  • 2022 Q1 tone ↓ -3.9 fwd EPS ↑ +0.31 Tone cooled even as the forward EPS estimate rose.
  • 2023 Q3 tone ↓ -7.1 fwd EPS ↑ +0.24 Tone cooled even as the forward EPS estimate rose.
  • 2023 Q4 tone ↑ +6.9 fwd EPS ↓ -0.37 Tone rose while the forward EPS estimate was cut.
  • 2024 Q3 tone ↓ -2.2 fwd EPS ↑ +0.55 Tone cooled even as the forward EPS estimate rose.

Recent transcripts

CallDateSentiment ×1000Fwd EPSFwd P/E
2025 Q12025-04-22+2.3——View →
2024 Q42025-02-06+1.6——View →
2024 Q32024-10-17+8.8$9.0033.1View →
2024 Q22024-07-18+11.0$8.4528.6View →
2024 Q12024-04-18+6.7$8.0932.4View →
2023 Q42024-02-08+5.4$7.9830.3View →
2023 Q32023-10-19-1.5$8.3523.6View →
2023 Q22023-07-20+5.6$8.1128.3View →